Commercial & Business Loans
Term Loans
Terms Loans as the name suggests is a form of financing, where the repayment of the loan is amortised over a specific numbers of years, not unlike a home loan.
Line Of Credit
Line of Credit facilities for businesses can be used in a similar manner to a traditional Overdraft.They enable access to equity within a property to assist with investing and providing working capital / funds to assist run a business.
Factoring
Factoring or Debtor Financing is another flexible form of lending, where funds are advanced against moneys (debtors) owed to you by your clients. It is a highly flexible and increasingly popular way to raise finance, sometimes without the need to provide bricks and mortar security.
Commercial Bills
A Commercial Bill facility is an ideal form of lending to assist take care of your short and long term financial needs.A Bill can help you manage cash flow more effectively, by making payments only on maturity of the Bill and also provide interest rate protection and flexibility.
Mezzannine Finance
Mezzanine Finance is an additional form of financing available on both residential and commercial properties.As most banks/financiers can already provide funding up to 95% against the value of a residential house, this form of financing is not normally required.
Overdrafts
An Overdraft Facility is a flexible line of credit, which is designed to fund seasonable and or unexpected expenses.Overdrafts are a particularly good facility as they can assist a business to help manage their cash flows better.
